IvyVest Blog

Expected Returns

July Newsletter: How Much Can You Expect to Make Over the Next 10 Years in the Stock Market?

When you buy a CD, open a new savings account, or purchase a bond, the first thing that you probably want to know is the rate that you are getting. Why? Because the rate tells you what kind of return you can expect on your money.

But when it...

Dollar Cost Averaging

To Dollar-Cost Average or Not? A Data-Driven Guide to Entering an Investment

One of the most difficult parts of investing is taking the initial plunge.

It's scary to suddenly put money that you have spent years accumulating into the markets, where it could lose 10% or more in a month or less. 

Making things worse, no...

Problem With Contrarian Investing

The Illusionary Wisdom of Buying When Things Are at Their Worst

There is a central conflict at the heart of human nature between our hard-wired tendency to fit in with a group ("follow the trend"), and our desire to explain our own actions in a way that makes us seem like unique snowflakes ("march to the beat...


May Newsletter: Are You Better Off Paying Off Debt, Or Investing?

One of the more common questions I get asked is whether it is better to pay off debt early, or to invest in the stock market (or a diversified balanced portfolio like the IvyVest strategy).

This is a great question that impacts anyone with...

Michael Lewis Stock Market Is Rigged

Is the Stock Market Rigged, or Has Michael Lewis Jumped the Shark?

"The pen is mightier than the sword." My grade-school self used to laugh that saying off as composition-teacher propaganda of the sort designed to get energetic boys to pay more attention to their writing exercises and less attention to playing...

Shutterstock 98496701 1024

April Newsletter

If you are reading this, you are hopefully well aware that here at IvyVest, we believe in taking a systematic approach to investing. We like to adjust our allocations based on the cold, hard, numbers, rather than by relying on “gut feel” or...

Shutterstock 13903408 1024

How to Calculate the Total Annual Costs of Owning an ETF (and make sure you are using the optimal one)

In the past few years, the number of high quality Exchanged Traded Funds (ETFs) available to the average investor has increased dramatically. As always, the additional choices come with a tradeoff: there are better options than ever before, but...


Is a Crash in This Metal Signalling Stock Market Doom?

The US stock market keeps hitting new highs, but is a shiny metal warning that doom could lay ahead?

That is the argument some market pundits have been making lately.

Their calls are based on a recent collapse in the price of copper. Since...

March Newsletter

March Members Newsletter

The thing that I enjoy the most about investing is the excuse that it offers to learn as much about the world as possible.

Placing any kind of investment by necessity involves making a prediction of one kind or another about the future of the...